Actuals you've logged, month by month

Cards + loans balance over time (mortgage excluded)

Set your income on the Income tab. Use the button below once on a fresh account to load your bills from the spreadsheet.

• On the Income tab, set your per-paycheck amounts and check off each paycheck, rent payment, and savings deposit as money lands.
• Add every recurring bill once on the Bills tab — rent, subscriptions, student loans, credit cards, household & variable.
• Each month, check off bills as you pay them.
• Fixed bills carry the same amount every month. Variable bills (groceries, utilities, gas) let you log the real amount you paid.
• The Analyst tab projects your full-year cash flow, savings rate, and flags overspending.
• All data is private to your account, stored in your Firebase project.